Cogitate

Description of Product or Services you would like to promote in the Association:

Cogitate’s DigitalEdge Insurance Platform brings digital capabilities, elegant user experience, and data-driven decision-making to policy, billing, and claims. Agents, policyholders, and internal teams collaborate in real-time on the intelligent underwriting platform of DigitalEdge Policy, for quick submissions and automated support to rate, quote, bind, issue, and offer stellar post-sale service. Improve customer selection, reduce cycle times, and meet goals for profitable growth with automated capabilities enhanced by trusted third-party integrations. DigitalEdge Claims provides adjusters and claims professionals with tools, third-party integrations, and effortless user experience to respond with fast, accurate, personalized service. Accepting all inputs via API, DigitalEdge Billing supports any LOB and payment plan dictated by the policy. Embedded with best practices - customizable to meet your business needs.

How does your product or service specifically target/benefit Program Administrators:

Our products are designed to accelerate the digitization of the TMPAA member products and services. Our solution supports scalable growth without additional headcount as we give capacity back to your staff. Ease of doing business with your agents/brokers makes you a partner of choice to your distribution network. Carrier partners will be impressed with your technology investment, the data and transparency you can provide. Applied data science across submission, underwriting and rating supports profitability and increased quality and value of your book of business.

View Ready, Set, Innovate, for the benefits shared by clients discussing four very different tech initiatives on DigitalEdge Insurance Platform. For a closer look at the benefits of intelligent underwriting capabilities of DigitalEdge Policy, enjoy reading 3+ Keys to Proactive Underwriting. 

What differentiates your product from others in the marketplace?

Our user experience sets us apart from the market, offering distribution partners and your internal teams an elegant, intuitive experience. Our speed of implementation is a differentiator in the market. Our microservice architecture allows us to tailor the solution to your specific business requirements and while we have built in best practices, we customize to reflect your secret sauce. Our insurance industry expertise has been the key differentiator for many of our clients as we understand the language of insurance, the processes and requirements. We are integrated with an ecosystem of high quality third-party data providers and services, including Vertafore's AIM and ImageRight.